Who else is giving things away?

Published in February 21st, 2008

Posted by Jacob in charity, household, recycling

If you’re new here, you may want to subscribe to my RSS feed. Thanks for visiting!I few days ago I started filling a donation bag (the pink one in the picture below) with my old roller skates, a chocolate maker, a book, and a vest. After I wrote a post about it, a few [...]

Using the Crowbar Maneuver to get cash fast

Published in February 20th, 2008

Posted by Jacob in motivation, saving

3 Comments

I have a guest post on how to Save money with a DVD exchange over at Tight Fisted Miser. If you clicked in from over there, welcome to my blog. Please consider subscribing as you will find that we cover many of the same things.
Not made of money had a post on how to [...]

The efficient market hypothesis

Published in February 19th, 2008

Posted by Jacob in investments

8 Comments

The efficient market hypothesis underlies much of modern portfolio theory (such as index investing). One particular nasty consequence is that this assumption makes a lot of investment theory mathematically tractable. The problem is that many people believe that a theory is credible once it is presented in the precise language of mathematics. Read about the [...]

No need to save millions - here’s a quicker way to financial independence

Published in February 18th, 2008

Posted by Jacob in budgeting, cost of living, financial independence, standard of living

22 Comments

With a name like early retirement (extreme) I get a lot of inquires about how many millions one needs to become financially independent. A brief search in the personal finance blogging world reveals several bloggers that are aiming for the millions. Not this guy.
The idea that you need to be a millionaire is predicated on [...]

The secret of education

Published in February 17th, 2008

Posted by Jacob in consumerism, culture, economy, education

18 Comments

Warning: this is a contrarian post and as such it may question some deeply held beliefs. If you keep going you might not like what you read.
The education industry has successfully installed the meme that not going to college (buying their product) putatively leads to a life in poverty. A common selling point is [...]

Saturday roundup and festivals - novocain edition

Published in February 16th, 2008

Posted by Jacob in announcements, carnival

1 Comment

This week I overdosed on novocain at the dentist and almost passed out, reached my threshold for turning earlyretirementextreme.com into a business, and scored 4 goals in a pick up game (personal record). Other than that it was a fairly uneventful week.
I bookmarked the following links:

Turbotax 2007 premier contest - Generation X Finance has a [...]

Now you can have a 7 year car loan. Outrageous!!

Published in February 16th, 2008

Posted by Jacob in budgeting, consumerism, debt, economy, sub-prime

4 Comments

In an effort to sell cars to debt laden consumers Toyota is now offering 84 month car loans(*). The immediate effect is to lower the monthly payments. In the long run this could have two effects.
The first long term effect is an increase in the price of new cars (relative to inventory) just like lower [...]

Bicycle commuting: Needs vs wants.

Published in February 15th, 2008

Posted by Jacob in anticonsumerism, clothing, fitness, transport

No Comments

Lately I have been lusting for some winter/fall season cycling clothes so I have been trying to invent all sorts of excuses to justify my sudden need(*). I need a jacket because my tex jacket has this thick collar that makes it hard to see around, also it flaps a bit in the wind. I [...]

Downsizing by giving to charity

Published in February 14th, 2008

Posted by Jacob in charity, household, voluntary simplicity

10 Comments

Sometimes when my brain is busted from the triple whammy of work, studying, and writing, and I can’t find the motivation to go stick handling in the garage, I start pacing the room restlessly. My next step is to dash (yes, I run indoors because it gets the dog hyper) into a random room and [...]

Guest posts

Published in February 13th, 2008

Posted by Jacob in announcements

1 Comment

If you would like to do a guest post on earlyretirementextreme.com, send me an email.
The address is < my first name > @earlyretirementextreme.com
Also if you would like me to do a guest post on your blog, let me know. The condition here is that you have to suggest a topic where I can play [...]

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