If you’re new here, you may want to subscribe to my RSS feed. Thanks for visiting!Today I went riding on a 20M loop. I passed 10-12 riders heading in the opposite direction. First the was the solo riders in team wear, then a couple of riders wheel sucking following by other couples (husband & [...]

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First some nomenclature: A century is 100 miles on a bicycle. It  is something serious cyclists would maybe call a long ride, but which weekend warriors have elevated to event status as a testament to the fact that in our culture doing things with other people somehow validates crazy behavior.
In case you want to join [...]

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A reader asked me how I combine the warrior diet with extreme frugality. The simple answer is that I don’t. I don’t follow the warrior diet to the letter, nor am I nearly as frugal with the food budget as I used to be (less than $200 per month for two people in NorCal is [...]

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One cooked cauliflower for the elven kings under the sky,
an equal volume of boiled potatoes for the dwarf lords,
nine dashes of pepper for mortal men, doomed to die.
One pan for the dark lord, also a lid,
and enough eggs to rule them all and in darkness bind them together
in the pan of Mordor - Served with [...]

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Mrs Micah asked what’s wrong with being middle class focusing on not working enjoyable but not too stressful jobs and still having the time and money to live comfortably. Lazyman talked about the upper limit of trading time for money and made some comments about the poor choice of working overtime just to buy unsatisfying [...]

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I first got introduced to hockey in phys ed. in elementary school. Our teacher handed out these yellow plastic sticks and put two mylec goals at each end and let us have at it. I saw a similar spectacle a couple of years ago. This time the kids were wearing gloves and full head gear [...]

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One measure of financial independence is not to have to worry about having money to pay for goods. This is usually accomplished by having lots of money, but with the internet a second method is emerging. I’m talking about swap sites, freebie sites, etc. where computers match up people who then trade their stuff for [...]

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I see stock markets falling in three, possibly more, stages. The first stage is the golden age of capitalism, where owners run and have a stake in their own company. In the second stage operations and stakeholdership is taken over by professionals, that is, CEOs, who own less than 1% of the company, and (institutional) fund [...]

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Changes that depend more on a lack of a particular attitude(*) than a lack of skills or opportunities, will generally progress through the following stages.
(*) Health goals, diet goals, debt and savings goals generally fall within this category.

Precontemplation. The person does not see a need for change although others often do see a problem. If [...]

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In reality, what happens happens. However, once an observer or an agent is introduced, the agent will try to model, mold, or change reality. Any modeling or molding of reality has known-knowns, known-unknows, unknown-knowns, and unknown-unknowns (Read more here). Known-knowns follow from certitude. Unknown-knowns follow from incompetence. Risk deals with uncertainty in the form of [...]

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