I have started using vinegar and baking soda for basic cleaning. Generally I spread baking soda of the grime and then soak a rag in vinegar. When the acid of the vinegar comes in contact with the baking soda a chemical reaction ensues which works very well for cleaning (for extra effect heat the vinegar). [...]

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In retrospect it is amazing how subprime loans could go so wrong? Who in their right mind could believe that real estate always goes up? For that matter, what about the dot.com craze and the new era? What makes people appear so stupid in retrospect? Here’s why. Accidents does not happen by chance (by “accident”). [...]

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According to google I am now the second highest ranked authority on extreme early retirement. I suppose this comes about because I have a “google ranking” of 4 which again comes about because I have yet to bother with monetizing this site as it would require advertising it in the local paper for 4 weeks [...]

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