Comments on: Early Retirement Extreme’s budget

By: Jacob

Jacob — Sat, 02 Jan 2010 06:08:05 +0000

@FS – No, the 87k/yr was before I retired and that was for both of us as was this budget.

By: Financial Samurai

Financial Samurai — Sat, 02 Jan 2010 05:55:06 +0000

Is your 87k/yr in income 100% from a 3% return on your cash i.e. $300,000 in the bank? When you say we, is it you and your Sig O, who works or doesn’t work either?

Very interesting scenario, hence my questions. thnx!

By: Jacob

Jacob — Tue, 27 Oct 2009 07:06:54 +0000

@chris – See here http://earlyretirementextreme.com/2009/01/my-hdhp-hsa-and-some-comments-on-health-care.html
This is only for me now. DW gets hers through her job. We do not have kids and we’re 34.

By: chris

chris — Tue, 27 Oct 2009 05:00:59 +0000

First off I want to say I enjoy your blog…thanks for sharing.

Where are you guys getting health insurance? I work as a teacher so mine is covered but for my wife and 3 kids I pay over $600 a month. ($30 co-pays and $6000 per person deductable)

Something’s wrong here?

By: bethers

bethers — Sun, 25 Oct 2009 01:09:04 +0000

On the phone+internet, I spend about $53.00 per month.

For the internet, I have cable through Comcast ($43.00 per month).

On the phone, I have a combination of MagicJack for home use (internet phone) and a Tracphone prepaid plan for minimal use when away from home. The MJ is $20 per year and the Tracphone gets tanked up once a year for about $100. MJ takes some getting used to but the sound quality has been really good. I’m in my second year using that.

I saw a new internet phone company just recently called Ooma. With their equipment you can make calls over the internet without a pc using a regular phone, but you do need a high speed cable connection. The price for their box was $199 at Costco but after that, no monthly phone bills except for the cable.

By: Alex

Alex — Sun, 28 Jun 2009 07:44:53 +0000

Are you going to do a post like this for 2008?

By: Jacob

Jacob — Mon, 16 Feb 2009 20:01:44 +0000

@canonion – This is a pretty old post. Currently I have a high deductible health plan at $3500 with a monthly premium of $72 and a HSA option with anthem. They are going to bump it to $100 starting April, so I’m one dissatisfied customer currently trying to find another provider.

By: canonian

canonian — Mon, 16 Feb 2009 19:55:15 +0000

Curious who you use for health insurance and what is the basic coverge look like?

By: steve

steve — Sat, 17 Jan 2009 05:42:01 +0000

as to cell expenses, you can cut it down to about $100 a year. I have Virgin Mobile prepaid and can top it up once a year for $95, which gives me service for the year and 1000 minutes. I can buy more if I need to, but this year I probably won’t as I still have $80 left for the next 6 months.

Clearly, I’m not much of a talker. I mainly use it as my voicemail box and I don’t answer calls on the cell at home, instead returning calls on my landline while at home. (I use a pingo.com calling card access number for long distance, 2 cents per minute. If I am out of the house and I need to make or receive a call, i use the cell. But often even there I am someplace with a landline, and I just read the incoming phone # and use the landline where I’m at (with the pingo access number if necessary).

By: Colon Cleanse Geek

Colon Cleanse Geek — Sat, 05 Jul 2008 23:35:42 +0000

Great site, thanks for sharing. We are also frugal and have changed our savings in so many ways it has become a hobby:-)