If you’re new here, you may want to subscribe to my RSS feed. Thanks for visiting!To prepare for downsizing we had a garage sale today. We got rid of a bunch of stuff. The median price was about $1 and the average price was not much higher, and overall we sold for about $60, [...]
Weekend roundup - garage sale edition
15 baby steps towards voluntary consumerism
Lately I has been made clear to me that a life without buying things can not possibly make me happy. For one, I also realized that people would have a hard time knowing what I stand for when I do not associate myself with brand name lifestyles(*). It has also been made obvious to me [...]
The cult of index investing
Index investing is being touted as a kind of silver bullet. You can’t go wrong with indices, they say. Indices have historically produced superior results. ETFs beget a new era of investing. Here’s how to turn $1000 into $1,000,000 through the magic of compound interest. It works because it can be imagined. You guys are [...]
The life and death of a blogger
I just went through my RSS reader which I admit that I rarely use and noticed that many good blogs which I used to read are now defunct. Through my tenure as a blogger, I have also noticed that readers have come and gone. Perhaps the blogosphere is indeed like an eco-system where blogs live [...]
Downsizing for an RV
This Saturday we almost bought an RV. We have been prospecting for the past few weeks and visiting various local RV dealers. At our third RV dealer, we got double teamed by a couple of manager+trainee (I believe). After mentioning our frugal budget, we got steered in the direction of a 34′ class A (1991 [...]
Advanced cash flow diagrams
One of the things I get paid for on a daily basis is to sit and stare at large amounts of numbers and try to make sense of them. The thing that has repeatedly helped me understand those numbers is to develop some way of visualizing these numbers. It is not a popular method because [...]
Saturday Roundup - 4th of July edition
Great success! I asked the big question and DW finally accepted. “Should we walk down to Walmart”, I asked and she said yes. We were walking down there to get some red vines, which in case you don’t know them are molasses, flour and corn syrup with taste and color. On the way we saw [...]
Peach Chutney
Upon realizing that we need to include more vegetables and fruits in our diet to keep future medical expenses down, I went onto Safeway’s website, entered our zip-code, pulled the “produce” menu and cross-referenced it with the state list of produce currently in season (see here) (*). Here I found some peaches for $0.99/lbs and [...]
Cheap fruits and vegetables via loss leaders
The cheapest fruits and vegetables are the one’s you grow yourself (we’re working on it). A secondary choice for the more social and enterprising kind is to ask people if you can come and pick it off their lawn or trees in exchange for, say, half the loot. For the less enterprising, I suggest loss [...]
Early Retirement Extreme’s budget
I just went over the budget again just to give you an idea of where we’re at. In 2007, we had a combined income of $87k, a 12% tax rate, and living costs of $24k leaving $52k for frivolous stock purchases, etc.
Being a few sigma off the mean (but I do know people — yeah, [...]
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