DCF analysis of student loans

Published in August 30th, 2008

If you’re new here, you may want to subscribe to my RSS feed. Thanks for visiting!Two readers recently asked me whether I thought taking out a student loan to get an education to increase one’s income would be a good idea. Is it reasonable to consider education an “investment”? Most people I know would [...]

How I would get out of debt (if I had any)

Published in August 29th, 2008

Posted by Jacob in Finance, Strategy

10 Comments

Okay, so maybe I am not the best person to answer this given that I never had any debt, like at all(!) But there are plenty of people out there who are in debt and wants to get out of it, and occasionally I also get the random question about it, so I figured I [...]

I just rotated my bicycle tires to make them last longer

Published in August 28th, 2008

Posted by Jacob in How to, Transportation

7 Comments

Since I started commuting I have put in 3800 miles. For those fitness nuts out there that is 171,000 kcal (figure 20mph corresponding to 900 kcal/hour) or the equivalent of 40 pounds of fat or about half a pound a week. How is that for weight loss? (*) No wonder I eat like a horse [...]

Banking Adventure

Published in August 28th, 2008

Posted by Jacob in Finance

3 Comments

You are in a ghastly faux courtyard surrounded by columns of concrete and imitation marble. There is a fountain here. An archway leads to a small glass door way. There are exits leading to the east, west, and north. There is a sign. You are wearing Mickey Mouse ears. People stare at you oddly.
> Put [...]

Net worth calculations are useless

Published in August 26th, 2008

Posted by Jacob in Finance, Philosophy

9 Comments

Got your attention there, didn’t I? I want to challenge the notion that net worth calculations are a good measure for where a person stands economically. It is my posit that net worth only reflects a fairly one-dimensional image of a person. Insofar that a person really is one-dimensional, and maybe this holds in [...]

Create a DVD cooperative

Published in August 26th, 2008

Posted by Jacob in How to

4 Comments

If you can muster a bit of personal initiative, here is a nice way to borrow DVDs which are otherwise not available from the library. Yes, of course you can buy them or swap for them, but this method is generally faster.
What you need to do is to start a co-op with your friends. Trent [...]

International travel (for free)

Published in August 25th, 2008

Posted by Jacob in Strategy, Transportation, Work

9 Comments

Up until now, I have visited 14 countries and I have lived in 3, and in most cases I have never paid a dime to get around. I must admit that more travel is not (no more) a high ranking priority in my case, but I would be happy to give you some tips on [...]

What am I going to do with all this toilet paper?

Published in August 23rd, 2008

Posted by Jacob in frugal

11 Comments

We tend to buy in bulk and stuff the surplus around the house. In particular, we buy big bags of toilet paper. This has become a problem now that we are scheduled to move into the RV in little more than a month from now. See, our regular toilet paper does not work in the [...]

The two year fitness program

Published in August 22nd, 2008

Posted by Jacob in fitness

10 Comments

Fitness sets itself apart from intelligence or education and financial wealth in that it is possible at a glance to see what kind of attitude a person has towards his/her own body and what kind of athletic competence he/she has. As far as I know (keep in mind, I do not know that much), body [...]

The price of an Olympian body

Published in August 21st, 2008

Posted by Jacob in fitness

5 Comments

I just came across a New York photo series of Olympians along with their stats and measurements. I must say this was very surprising, because it turns out they are not superhuman but just ordinary athletes. I found it interesting to compare myself to these guys, so here’s me:
Jacob, inline hockey center forward, clubbeller, and [...]

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