If my writings have helped you, the best thing you can do is to pay it forward by walking the talk or spreading the word. If you really want to do something directly, writing a review of the blog here would be much appreciated. Also, you can vote for me in the 2009 Plutus [...]

continue reading.....

With the coming new year, the air is buzzing with resolutions (see here, here, here, here, here, and here — it seems that things have gotten quite goal-oriented in the pf blogosphere this year). Now as for me, I never understood the point of making resolutions simply because it was a specific date. Then again, [...]

continue reading.....

Come on! What else did you think day 13 in the makeover was going to be about?
On day 12, several people mentioned the importance of an emergency fund, so with that idea so firmly ingrained, it should be easy to get the insurance issue out of the way.
An emergency fund is essentially a [...]

continue reading.....

I mainly read to get original insights for early retirement so as a result I don’t read a whole lot of pf-blogs(*). Still I do read a few blogs. These are listed in my blog roll (lower right sidebar) and introducing them has been long overdue.
(*) Oh snap! I guess that did not come out [...]

continue reading.....

It is vital to the early retirement plan to be able to access savings in your retirement. For those younger than 55, saving in plans, which presume that people should retirement no sooner than age 59-67 (depending on your country), is thus of little use.
That is to say, it is still useful to some extent [...]

continue reading.....

Snow has for some reason(*) become a popular metaphor for handling money. There’s snow flaking which involves finding money in odd places and odd jobs and using it to pay off debt. Paying off debt has been associated with snowballs and avalanches describing how it becomes easier and easier to pay off debt once the [...]

continue reading.....

As it turns out, our $25 blender can grind spices to a flour like powder on the ice crushing setting. I did not know that! Knowing that could have saved a lot of hours with the mortar and pestle, and it could also have saved the 15 bucks spent to get it a few years [...]

continue reading.....

… and all the other usual suspects: friends, family, loved ones, colleagues, and the long-lost relative of your grocer’s favorite shoe store’s distributer’s son.
On day 2, I recommended getting rid of a lot of your unused stuff, that is, stuff you haven’t used for the past 1 months (books and DVDs were allowed a slightly [...]

continue reading.....

We definitely live in an information society, yes! We might live in a knowledge based society. Emphasis on might! But can we claim that our society is wise? Definitely not!
Today there are more people than ever before working on generating information. Information is in a sense any piece of non-random data that you can put [...]

continue reading.....

I seems that everybody calculates net worth differently. For extreme early retirement or financial independence, there is only one way to do it.
The only thing that matters to your net worth are assets that can easily generate income. Sum up the total of these categories

All savings accounts and checking accounts.
All brokerage accounts.
All real estate [...]

continue reading.....