Comments on: Day 0: The Early Retirement Extreme 3021 Day Makeover http://earlyretirementextreme.com/day-0-the-early-retirement-extreme-30-day-makeover.html Becoming debt-free is the first step to building a better world. Financial independence is the second. Doing what YOU want is the third. Thu, 09 Feb 2012 00:07:08 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Guest Post: ERE-Lite or, How I can easily live on £5000 per annum — Part I « The Palimpsest of Sawbones Surio http://earlyretirementextreme.com/day-0-the-early-retirement-extreme-30-day-makeover.html/comment-page-1#comment-28048 Guest Post: ERE-Lite or, How I can easily live on £5000 per annum — Part I « The Palimpsest of Sawbones Surio Sat, 29 Oct 2011 10:27:11 +0000 http://earlyretirementextreme.com/?p=990#comment-28048 [...] From LATOC, I took on board ideas about ‘prepping’ for an imminent collapse of Western industrial civilisation (which I now regard as slightly less imminent, but no less inevitable (Ed’s note: See this article by Jacob for a detailed, yet similar prognosis), but it was mostly short-term ‘lifeboat’ style preparation — stock up on basic foodstuffs, save rather than squander spare cash, and of course, buy a bit of gold… So I got to the point where — if the lights went out tomorrow — I wouldn’t starve for six months or so, and I had something of value I could slip in a pocket and run away with should the Four Horsemen come knocking. But I was still tied to my job and Jacob’s ideas about financial independence really started to kick in. I’d got the quick panic out of the way, but of course that always leads to ‘what next?’ (Ed’s Note: See ERE’s 21-day makeover) [...] [...] From LATOC, I took on board ideas about ‘prepping’ for an imminent collapse of Western industrial civilisation (which I now regard as slightly less imminent, but no less inevitable (Ed’s note: See this article by Jacob for a detailed, yet similar prognosis), but it was mostly short-term ‘lifeboat’ style preparation — stock up on basic foodstuffs, save rather than squander spare cash, and of course, buy a bit of gold… So I got to the point where — if the lights went out tomorrow — I wouldn’t starve for six months or so, and I had something of value I could slip in a pocket and run away with should the Four Horsemen come knocking. But I was still tied to my job and Jacob’s ideas about financial independence really started to kick in. I’d got the quick panic out of the way, but of course that always leads to ‘what next?’ (Ed’s Note: See ERE’s 21-day makeover) [...]

]]> By: Jacob http://earlyretirementextreme.com/day-0-the-early-retirement-extreme-30-day-makeover.html/comment-page-1#comment-22288 Jacob Mon, 23 May 2011 02:56:29 +0000 http://earlyretirementextreme.com/?p=990#comment-22288 @Ricky R - You need 400x your monthly expenses in invested assets (not home equity). @Ricky R – You need 400x your monthly expenses in invested assets (not home equity).

]]> By: Ricky R http://earlyretirementextreme.com/day-0-the-early-retirement-extreme-30-day-makeover.html/comment-page-1#comment-22287 Ricky R Mon, 23 May 2011 01:49:11 +0000 http://earlyretirementextreme.com/?p=990#comment-22287 Jacob, How much do you think I would need to retire? single, 27 yrs old, graduate degree, 70K in savings (roth & old employers 401). i live in my parents house now and i am not working, but i will probably do something for work soon, even if it only pays 20-30k/yr. do you have any suggestions? thanks very much Jacob,
How much do you think I would need to retire? single, 27 yrs old, graduate degree, 70K in savings (roth & old employers 401). i live in my parents house now and i am not working, but i will probably do something for work soon, even if it only pays 20-30k/yr. do you have any suggestions? thanks very much

]]> By: CrystalNYC http://earlyretirementextreme.com/day-0-the-early-retirement-extreme-30-day-makeover.html/comment-page-1#comment-22023 CrystalNYC Sat, 30 Apr 2011 19:27:46 +0000 http://earlyretirementextreme.com/?p=990#comment-22023 Im 35yrs old single mom and I have been working since I was14years old. I'm in I want to join the 10,000 a year goal. Im 35yrs old single mom and I have been working since I was14years old. I’m in I want to join the 10,000 a year goal.

]]> By: A {Frugal} Challenge | Move to Portugal http://earlyretirementextreme.com/day-0-the-early-retirement-extreme-30-day-makeover.html/comment-page-1#comment-12442 A {Frugal} Challenge | Move to Portugal Thu, 10 Jun 2010 12:59:05 +0000 http://earlyretirementextreme.com/?p=990#comment-12442 [...] {extreme} advice from Jacob at Early Retirement Extreme; Jacob’s site and particularly his ‘Early Retirement Extreme 21 day Makeover’ will give you the tools you need to become financial independent in 5 years; it’s not easy, [...] [...] {extreme} advice from Jacob at Early Retirement Extreme; Jacob’s site and particularly his ‘Early Retirement Extreme 21 day Makeover’ will give you the tools you need to become financial independent in 5 years; it’s not easy, [...]

]]> By: Jacob http://earlyretirementextreme.com/day-0-the-early-retirement-extreme-30-day-makeover.html/comment-page-1#comment-12438 Jacob Thu, 10 Jun 2010 04:57:30 +0000 http://earlyretirementextreme.com/?p=990#comment-12438 @AJ - I have many posts which are 1-2 years old but which are not read and commented on anymore despite being just as good and timeless as whatever I wrote last week. Due to the blog format, however, these are effectively lost in the fog of the past. Hence, to draw attention to a subject I essentially have to write them all over again. With a magazine format I could make a front page out of all the articles I have written on housing. Next day I could change the page to cover some other subject, etc. People could click on the articles and comment on them. @AJ – I have many posts which are 1-2 years old but which are not read and commented on anymore despite being just as good and timeless as whatever I wrote last week. Due to the blog format, however, these are effectively lost in the fog of the past. Hence, to draw attention to a subject I essentially have to write them all over again. With a magazine format I could make a front page out of all the articles I have written on housing. Next day I could change the page to cover some other subject, etc. People could click on the articles and comment on them.

]]> By: AJ http://earlyretirementextreme.com/day-0-the-early-retirement-extreme-30-day-makeover.html/comment-page-1#comment-12437 AJ Thu, 10 Jun 2010 04:51:17 +0000 http://earlyretirementextreme.com/?p=990#comment-12437 @Jacob: What would be the difference? @Jacob: What would be the difference?

]]> By: Jacob http://earlyretirementextreme.com/day-0-the-early-retirement-extreme-30-day-makeover.html/comment-page-1#comment-12432 Jacob Thu, 10 Jun 2010 01:56:37 +0000 http://earlyretirementextreme.com/?p=990#comment-12432 @Holme - No reason to feel stupid. There's very little timely stuff here. There is also very little in terms of linear progression. What is stupid is me writing/continuing to write it as a blog rather than a magazine. Some day when I get the time I might very well revamp the entire site as a magazine so I can "resurface" perfectly good old articles without breaking expectations. @Holme – No reason to feel stupid. There’s very little timely stuff here. There is also very little in terms of linear progression. What is stupid is me writing/continuing to write it as a blog rather than a magazine. Some day when I get the time I might very well revamp the entire site as a magazine so I can “resurface” perfectly good old articles without breaking expectations.

]]> By: Holme http://earlyretirementextreme.com/day-0-the-early-retirement-extreme-30-day-makeover.html/comment-page-1#comment-12431 Holme Thu, 10 Jun 2010 01:41:33 +0000 http://earlyretirementextreme.com/?p=990#comment-12431 And now I feel stupid for reading an almost 2 years old post and thinking that it's a new one... Well, at least I can just read the whole guide now. And now I feel stupid for reading an almost 2 years old post and thinking that it’s a new one… Well, at least I can just read the whole guide now.

]]> By: Holme http://earlyretirementextreme.com/day-0-the-early-retirement-extreme-30-day-makeover.html/comment-page-1#comment-12430 Holme Thu, 10 Jun 2010 01:37:06 +0000 http://earlyretirementextreme.com/?p=990#comment-12430 Being a student I already live on approximately $10k but I have no intentions of sticking to that after graduation. I do believe in constraining your desires and I'm very much looking forward to reading and perhaps use some of your many good suggestions, but I'm not into living on the bare minimum and I'm fine with not retiring anytime soon :) Being a student I already live on approximately $10k but I have no intentions of sticking to that after graduation.
I do believe in constraining your desires and I’m very much looking forward to reading and perhaps use some of your many good suggestions, but I’m not into living on the bare minimum and I’m fine with not retiring anytime soon :)

]]> By: cache http://earlyretirementextreme.com/day-0-the-early-retirement-extreme-30-day-makeover.html/comment-page-1#comment-4533 cache Tue, 14 Apr 2009 04:01:34 +0000 http://earlyretirementextreme.com/?p=990#comment-4533 I was about to ask the same thing. I think Jacob made it through Day 16. I'm also anticipating Day 17 - 30. It's been a great series. I was about to ask the same thing. I think Jacob made it through Day 16. I’m also anticipating Day 17 – 30. It’s been a great series.

]]> By: Jacob (Aruba) http://earlyretirementextreme.com/day-0-the-early-retirement-extreme-30-day-makeover.html/comment-page-1#comment-4073 Jacob (Aruba) Mon, 09 Feb 2009 22:44:26 +0000 http://earlyretirementextreme.com/?p=990#comment-4073 How's the 30 day makeover coming along? I think you made it till day 15, we are waiting for the second half! How’s the 30 day makeover coming along? I think you made it till day 15, we are waiting for the second half!

]]> By: Eden http://earlyretirementextreme.com/day-0-the-early-retirement-extreme-30-day-makeover.html/comment-page-1#comment-3116 Eden Fri, 12 Dec 2008 15:16:03 +0000 http://earlyretirementextreme.com/?p=990#comment-3116 It's definitely not something I can commit too (I suppose WANT is the better word), but I'm looking forward to reading along and cutting back in some areas. My current expenses are so far beyond $10,000 a year anything I can reduce would be a huge improvement. It’s definitely not something I can commit too (I suppose WANT is the better word), but I’m looking forward to reading along and cutting back in some areas. My current expenses are so far beyond $10,000 a year anything I can reduce would be a huge improvement.

]]> By: hedy http://earlyretirementextreme.com/day-0-the-early-retirement-extreme-30-day-makeover.html/comment-page-1#comment-3105 hedy Thu, 11 Dec 2008 21:51:55 +0000 http://earlyretirementextreme.com/?p=990#comment-3105 Found you via Tightfisted Miser. I am retiered in my late 70 BUT I am very interested in your information Found you via Tightfisted Miser.
I am retiered in my late 70 BUT
I am very interested in your information

]]> By: Jacob http://earlyretirementextreme.com/day-0-the-early-retirement-extreme-30-day-makeover.html/comment-page-1#comment-3080 Jacob Thu, 11 Dec 2008 01:49:24 +0000 http://earlyretirementextreme.com/?p=990#comment-3080 @Courtney - <a href="http://earlyretirementextreme.com/2008/09/how-do-i-get-my-spouse-to-go-along-with-my-frugal-plans.html" rel="nofollow">This post</a> might be interesting to you. @Courtney – This post might be interesting to you.

]]> By: Courtney http://earlyretirementextreme.com/day-0-the-early-retirement-extreme-30-day-makeover.html/comment-page-1#comment-3074 Courtney Wed, 10 Dec 2008 22:55:30 +0000 http://earlyretirementextreme.com/?p=990#comment-3074 Hi Jacob, (this is also my youngest son's name:) I have been a stalker on your blog for awhile now and get your udates delivered into my email box. I really enjoy your writing and you are spot on with everything. I grew up poor - where it was nothing to live on the scraps that Coles threw out. So I have lived on much less than most people. when I was a single mum I lived on $6,000 a year also - it can be done and you can still live a good life and yes I was very fit and healthy. I am now married to a wonderful man and have a second son. We live in a house that is much too big (for me) yet it is smaller than most here in Australia. My husband and I argued the other night as I am trying to get him to see how he can retire young and we can still have a beautiful life - we argued because he stated with verbal force that he had resigned himself to working until he was 65 and that is how it is (for him) I am at a loss for words as he is adamant about this. All I could say in reply was he may have resigned himself to that, but I don't resign my husband to that life! So I am fighting a very big up hill battle with this. It is very frustrating to say the least.I thankyou for your blog and your positive and uplifting words, I will keep struggling with this and hopefully one day my husband will see the light. I can't wait to read more of your insights:) Hi Jacob, (this is also my youngest son’s name:) I have been a stalker on your blog for awhile now and get your udates delivered into my email box. I really enjoy your writing and you are spot on with everything. I grew up poor – where it was nothing to live on the scraps that Coles threw out. So I have lived on much less than most people. when I was a single mum I lived on $6,000 a year also – it can be done and you can still live a good life and yes I was very fit and healthy. I am now married to a wonderful man and have a second son. We live in a house that is much too big (for me) yet it is smaller than most here in Australia. My husband and I argued the other night as I am trying to get him to see how he can retire young and we can still have a beautiful life – we argued because he stated with verbal force that he had resigned himself to working until he was 65 and that is how it is (for him) I am at a loss for words as he is adamant about this. All I could say in reply was he may have resigned himself to that, but I don’t resign my husband to that life! So I am fighting a very big up hill battle with this. It is very frustrating to say the least.I thankyou for your blog and your positive and uplifting words, I will keep struggling with this and hopefully one day my husband will see the light. I can’t wait to read more of your insights:)

]]> By: Scott http://earlyretirementextreme.com/day-0-the-early-retirement-extreme-30-day-makeover.html/comment-page-1#comment-3067 Scott Wed, 10 Dec 2008 18:40:57 +0000 http://earlyretirementextreme.com/?p=990#comment-3067 I look forward to this makeover, Jacob. I stumbled on your site a few weeks ago while searching for sites about simpler living and have been thoroughly enjoying your posts (past and current) since. Bring on the ideas! I look forward to this makeover, Jacob. I stumbled on your site a few weeks ago while searching for sites about simpler living and have been thoroughly enjoying your posts (past and current) since. Bring on the ideas!

]]> By: Steward http://earlyretirementextreme.com/day-0-the-early-retirement-extreme-30-day-makeover.html/comment-page-1#comment-3065 Steward Wed, 10 Dec 2008 16:23:18 +0000 http://earlyretirementextreme.com/?p=990#comment-3065 @Jacob - I live in San Diego, so things are not really very cold (or hot) and things do get rather dry. I was thinking about it some more and I think my sweating issue might have something to do with using a back-pack to carry work clothes/food with me to work. Generally my back and shoulder area are the most affected by the sweating (my riding shirt often doesn't even dry out by the time work is over it gets so wet). I haven't really tried riding without the backpack so maybe I too would have the appearance of not sweating that much given the wind, speed, etc. @mjukr - I know what you mean about soaking shirts. I wrestled in college and used to sweat 8lbs over the course of a 3 hour practice. I would have to change shirts just so I could make it through. @Jacob – I live in San Diego, so things are not really very cold (or hot) and things do get rather dry.

I was thinking about it some more and I think my sweating issue might have something to do with using a back-pack to carry work clothes/food with me to work. Generally my back and shoulder area are the most affected by the sweating (my riding shirt often doesn’t even dry out by the time work is over it gets so wet).

I haven’t really tried riding without the backpack so maybe I too would have the appearance of not sweating that much given the wind, speed, etc.

@mjukr – I know what you mean about soaking shirts. I wrestled in college and used to sweat 8lbs over the course of a 3 hour practice. I would have to change shirts just so I could make it through.

]]> By: Moneyblogga http://earlyretirementextreme.com/day-0-the-early-retirement-extreme-30-day-makeover.html/comment-page-1#comment-3059 Moneyblogga Wed, 10 Dec 2008 13:44:22 +0000 http://earlyretirementextreme.com/?p=990#comment-3059 I'm ready to commit! Or be committed ... Getting the food bill under control has been my biggest thing over the past year and I'm almost there. I almost have a system and routine down. Bear in mind that there are six adults in my household for the foreseeable future so I can only pare down so much for now. I'm working on new and less $$ living arrangements as I type. I’m ready to commit! Or be committed … Getting the food bill under control has been my biggest thing over the past year and I’m almost there. I almost have a system and routine down. Bear in mind that there are six adults in my household for the foreseeable future so I can only pare down so much for now. I’m working on new and less $$ living arrangements as I type.

]]> By: Saj http://earlyretirementextreme.com/day-0-the-early-retirement-extreme-30-day-makeover.html/comment-page-1#comment-3042 Saj Wed, 10 Dec 2008 02:18:24 +0000 http://earlyretirementextreme.com/?p=990#comment-3042 Inspiring post! I look forward to using some of what you suggest. I'm at about 12K / year + education (which isn't cheap), but I'm not sure I'm ready to give up the car, being a suburbian dweller. Inspiring post! I look forward to using some of what you suggest. I’m at about 12K / year + education (which isn’t cheap), but I’m not sure I’m ready to give up the car, being a suburbian dweller.

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