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	<title>Comments on: Retiring happy in the 21st century</title>
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	<description>--- a combination of simple living, anticonsumerism, DIY ethics, self-reliance, and applied capitalism</description>
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		<title>By: Naes</title>
		<link>http://earlyretirementextreme.com/retiring-happy-in-the-21st-century.html/comment-page-1#comment-24832</link>
		<dc:creator>Naes</dc:creator>
		<pubDate>Mon, 15 Aug 2011 02:06:52 +0000</pubDate>
		<guid isPermaLink="false">http://earlyretirementextreme.com/?p=236#comment-24832</guid>
		<description>@Britz, firefighter jeff: I think you will enjoy this video. It&#039;s on ethopia and a model of pulling people out of poverty by enforcing a strict &quot;You can help yourself, here&#039;s how&quot; approach. No coddling, but effective intervention teaching useful skills and community building. It&#039;s slightly different, in that the people making the changes may be the equivalent of the productive demographic in rich countries, but I think it&#039;s a powerful example that is food for thought. Though its likely you won&#039;t check back here, maybe new readers like me will appreciate it.

http://english.aljazeera.net/programmes/witness/2011/08/2011810113949471720.html</description>
		<content:encoded><![CDATA[<p>@Britz, firefighter jeff: I think you will enjoy this video. It&#8217;s on ethopia and a model of pulling people out of poverty by enforcing a strict &#8220;You can help yourself, here&#8217;s how&#8221; approach. No coddling, but effective intervention teaching useful skills and community building. It&#8217;s slightly different, in that the people making the changes may be the equivalent of the productive demographic in rich countries, but I think it&#8217;s a powerful example that is food for thought. Though its likely you won&#8217;t check back here, maybe new readers like me will appreciate it.</p>
<p><a href="http://english.aljazeera.net/programmes/witness/2011/08/2011810113949471720.html" rel="nofollow">http://english.aljazeera.net/programmes/witness/2011/08/2011810113949471720.html</a></p>
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		<title>By: Britz</title>
		<link>http://earlyretirementextreme.com/retiring-happy-in-the-21st-century.html/comment-page-1#comment-17810</link>
		<dc:creator>Britz</dc:creator>
		<pubDate>Mon, 01 Nov 2010 00:11:48 +0000</pubDate>
		<guid isPermaLink="false">http://earlyretirementextreme.com/?p=236#comment-17810</guid>
		<description>@firefighter jeff: thanks for replying again! (Long discussion but good one.) I also grew up in a poor neighborhood, in Danish terms at least, and although my viewpoint is definitely middle class and admittedly arrogant, I do know different types of these poor and their culture reasonably well. Many really do struggle or have given up, and a kick in the ass is what they get daily, from their peers. The culture, their peers, and their own lack of skills and confidence all keep them down. An old but still played Danish song from this culture is called &quot;Don&#039;t Fly Higher Than Your Wings Can Carry You&quot;, and that sort of says it all. 

I actually completely agree with half of what you are saying: it certainly is o.k. to hold poor people accountable for their actions, and even to give them a (gentle but firm) kick in the bum, but that is not at all at odds with what I have written. What I am saying is that the poor are kept down, particularly in the US (looking at Western countries here), by their own culture, by the rich, by companies, and by charity. These are tremendous odds against them ever using whatever opportunity that they might ideally have, and it represents a huge waste of productivity and happiness etc. To fix this, the poor should be given real help, not only money and training but also responsibility and duties. Food stamps and charity represent handcuffs, and not of the golden type. 
Huge government infrastructure projects could be initiated, and unemployed semi-drafted (at minimum or better wages) to do this work. Or microloans could be given for tiny start-up businesses, or whatever. There are plenty of ways to do it. The main point is to give  decent support, not only in terms of money but also in terms of faith, respect, and expectation. This is the only way to give the poor a chance, and even solving just 10% of poverty problems in the US would pay really well off in social and financial metrics.</description>
		<content:encoded><![CDATA[<p>@firefighter jeff: thanks for replying again! (Long discussion but good one.) I also grew up in a poor neighborhood, in Danish terms at least, and although my viewpoint is definitely middle class and admittedly arrogant, I do know different types of these poor and their culture reasonably well. Many really do struggle or have given up, and a kick in the ass is what they get daily, from their peers. The culture, their peers, and their own lack of skills and confidence all keep them down. An old but still played Danish song from this culture is called &#8220;Don&#8217;t Fly Higher Than Your Wings Can Carry You&#8221;, and that sort of says it all. </p>
<p>I actually completely agree with half of what you are saying: it certainly is o.k. to hold poor people accountable for their actions, and even to give them a (gentle but firm) kick in the bum, but that is not at all at odds with what I have written. What I am saying is that the poor are kept down, particularly in the US (looking at Western countries here), by their own culture, by the rich, by companies, and by charity. These are tremendous odds against them ever using whatever opportunity that they might ideally have, and it represents a huge waste of productivity and happiness etc. To fix this, the poor should be given real help, not only money and training but also responsibility and duties. Food stamps and charity represent handcuffs, and not of the golden type.<br />
Huge government infrastructure projects could be initiated, and unemployed semi-drafted (at minimum or better wages) to do this work. Or microloans could be given for tiny start-up businesses, or whatever. There are plenty of ways to do it. The main point is to give  decent support, not only in terms of money but also in terms of faith, respect, and expectation. This is the only way to give the poor a chance, and even solving just 10% of poverty problems in the US would pay really well off in social and financial metrics.</p>
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		<title>By: firefighter jeff</title>
		<link>http://earlyretirementextreme.com/retiring-happy-in-the-21st-century.html/comment-page-1#comment-17791</link>
		<dc:creator>firefighter jeff</dc:creator>
		<pubDate>Sun, 31 Oct 2010 17:48:35 +0000</pubDate>
		<guid isPermaLink="false">http://earlyretirementextreme.com/?p=236#comment-17791</guid>
		<description>@Britz, Jacob: One more post and then I&#039;ll stop; I don&#039;t think either of you share my points. I deal with the type of people we&#039;ve discussed in my job on a daily basis. I also grew up, at least statistically, in a poor household. Either one of you are welcome to come visit and ride on my firetruck for a couple of days and I&#039;ll get you guys up and close to what we&#039;re talking about. My only point of this very long discussion is that well-meaning but out of touch people need to stop selling others short. Quit feeling sorry for others when sometimes a kick in the ass is more appropriate. And know the difference between true need and lack of effort. These statistics you like to quote doesn&#039;t differentiate between the two. Church groups, government, charities, think tanks, etc. can&#039;t accomplish anything without the consent of the person being &quot;helped&quot;. It&#039;s o.k. to hold even the poor people acountable for their actions; perhaps some of this helplessness will go away. I think this is more humane than just giving up on them.</description>
		<content:encoded><![CDATA[<p>@Britz, Jacob: One more post and then I&#8217;ll stop; I don&#8217;t think either of you share my points. I deal with the type of people we&#8217;ve discussed in my job on a daily basis. I also grew up, at least statistically, in a poor household. Either one of you are welcome to come visit and ride on my firetruck for a couple of days and I&#8217;ll get you guys up and close to what we&#8217;re talking about. My only point of this very long discussion is that well-meaning but out of touch people need to stop selling others short. Quit feeling sorry for others when sometimes a kick in the ass is more appropriate. And know the difference between true need and lack of effort. These statistics you like to quote doesn&#8217;t differentiate between the two. Church groups, government, charities, think tanks, etc. can&#8217;t accomplish anything without the consent of the person being &#8220;helped&#8221;. It&#8217;s o.k. to hold even the poor people acountable for their actions; perhaps some of this helplessness will go away. I think this is more humane than just giving up on them.</p>
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		<title>By: Britz</title>
		<link>http://earlyretirementextreme.com/retiring-happy-in-the-21st-century.html/comment-page-1#comment-17780</link>
		<dc:creator>Britz</dc:creator>
		<pubDate>Sun, 31 Oct 2010 08:01:38 +0000</pubDate>
		<guid isPermaLink="false">http://earlyretirementextreme.com/?p=236#comment-17780</guid>
		<description>Err, positive net-benefit :) (doh!)</description>
		<content:encoded><![CDATA[<p>Err, positive net-benefit <img src='http://earlyretirementextreme.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  (doh!)</p>
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		<title>By: Britz</title>
		<link>http://earlyretirementextreme.com/retiring-happy-in-the-21st-century.html/comment-page-1#comment-17779</link>
		<dc:creator>Britz</dc:creator>
		<pubDate>Sun, 31 Oct 2010 07:31:46 +0000</pubDate>
		<guid isPermaLink="false">http://earlyretirementextreme.com/?p=236#comment-17779</guid>
		<description>@Jacob: Interesting story, and true conclusion, unfortunately. If one wanted to be really cynical, then one could make a cost-benefit analysis of whether it is worth the effort to socialise/habilitate people like. In Denmark, the attitude is that one has to try, regardless of the cost (I agree but do see many possible weaknesses in this way of thinking). In the US, you can avoid this discussion for now, since there are so many of these poor that you can treat the problem with large-scale solutions that, even though they might not be very efficient on a personal level, you will get lots of people bumped into productivity - and get positive net-cost. You can leave the hard cases till later, if at all: they will never completely disappear.</description>
		<content:encoded><![CDATA[<p>@Jacob: Interesting story, and true conclusion, unfortunately. If one wanted to be really cynical, then one could make a cost-benefit analysis of whether it is worth the effort to socialise/habilitate people like. In Denmark, the attitude is that one has to try, regardless of the cost (I agree but do see many possible weaknesses in this way of thinking). In the US, you can avoid this discussion for now, since there are so many of these poor that you can treat the problem with large-scale solutions that, even though they might not be very efficient on a personal level, you will get lots of people bumped into productivity &#8211; and get positive net-cost. You can leave the hard cases till later, if at all: they will never completely disappear.</p>
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		<title>By: Jacob</title>
		<link>http://earlyretirementextreme.com/retiring-happy-in-the-21st-century.html/comment-page-1#comment-17777</link>
		<dc:creator>Jacob</dc:creator>
		<pubDate>Sun, 31 Oct 2010 06:03:59 +0000</pubDate>
		<guid isPermaLink="false">http://earlyretirementextreme.com/?p=236#comment-17777</guid>
		<description>@Britz - I was somewhat shocked to learn that this problem also exists in Denmark. I used to believe in social mobility; that the school system would take care of it. About 7 years I was invited to the wedding of my xGF&#039;s neighbor. The neighbor was on various government programs and it would seem the guy she married was even further &quot;out&quot; with a former prison sentence. I guess I must have lived a sheltered existence, but ... the groom had a son about 13 years old. In his room was a playstation and a bed. Nothing but the playstation mattered---no indication of school work whatsoever; he was only inside briefly. Apparently he (the 13 year old) had to go outside to smoke a cigarette and hang with his friends. He&#039;d already acquired the proverbial longshoreman dialect. At that point I realized what social mobility actually meant. That kid was lost. The opportunities were there but only theoretically. They&#039;re in Denmark and they&#039;re in the US albeit their distribution (greater variance in the US) are different. However, kids like that are never even going to think of taking such opportunities. Even if they do, they have to fight their way past their parents.</description>
		<content:encoded><![CDATA[<p>@Britz &#8211; I was somewhat shocked to learn that this problem also exists in Denmark. I used to believe in social mobility; that the school system would take care of it. About 7 years I was invited to the wedding of my xGF&#8217;s neighbor. The neighbor was on various government programs and it would seem the guy she married was even further &#8220;out&#8221; with a former prison sentence. I guess I must have lived a sheltered existence, but &#8230; the groom had a son about 13 years old. In his room was a playstation and a bed. Nothing but the playstation mattered&#8212;no indication of school work whatsoever; he was only inside briefly. Apparently he (the 13 year old) had to go outside to smoke a cigarette and hang with his friends. He&#8217;d already acquired the proverbial longshoreman dialect. At that point I realized what social mobility actually meant. That kid was lost. The opportunities were there but only theoretically. They&#8217;re in Denmark and they&#8217;re in the US albeit their distribution (greater variance in the US) are different. However, kids like that are never even going to think of taking such opportunities. Even if they do, they have to fight their way past their parents.</p>
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		<title>By: Britz</title>
		<link>http://earlyretirementextreme.com/retiring-happy-in-the-21st-century.html/comment-page-1#comment-17776</link>
		<dc:creator>Britz</dc:creator>
		<pubDate>Sun, 31 Oct 2010 06:02:58 +0000</pubDate>
		<guid isPermaLink="false">http://earlyretirementextreme.com/?p=236#comment-17776</guid>
		<description>@firefighter jeff: 

&gt; Do you really feel that 14% of the population of the U.S. can’t afford to eat on a regular basis?

It&#039;s not something I feel; it&#039;s the actual numbers from the census statistics. 

&gt; Perhaps a comparison of the obesity rates of the “poor” is in order here.

There are various levels of poverty if you read the stats, but even the very poor can simultaneously be lacking regular meals and get fat: it&#039;s malnourishment. 

&gt; and your tone hints of pity

It certainly is, and lack of pity with these poor poor shows lack of empathy. 

&gt; Opportunity is not a finite resource 

Yes and no: political measures and distribution of resources give different levels of opportunity to people, and the poor are not proportionally represented in American politics. 
If you&#039;re poor and uneducated and unemployed  in Detroit or New Orleans or some ex-industry Midwestern town, and can&#039;t find work, then your level of opportunity is not nearly the same that of some well-educated kid from a rich New England family. There is also culture to consider: poor cultures are often prey to crime, which can result in negative synergy effects that drags the members down; it&#039;s hard to get out of such a culture. The crime stats and life expectencies of the poor is pretty strong evidence thereof. Of course, like a one-legged man climbing Everest, you can pull yourself up and out of poverty - but the stats show that not many people are able to do this. 
Not to say that people shouldn&#039;t try! But with bad odds, many would consider it a waste of effort, if they consider it at all. 

&gt; The assumption that able bodied people can’t help themselves is a huge disservice to everyone involved 

As explained above and in the previous posts, it&#039;s not nearly so simple. There&#039;s a huge difference between an able-bodied poor person and an able-bodied rich one. The poor are not poor by choice.

&gt; to suggest that there are no safegaurds or education or alternatives for ones who have found themselves in trying times is just wrong.
Welfare, food stamps, [etc.]

Your examples prove my argument: they are spotty, symptom-relief solutions, often given as charity; they are laughable and not at all real support. And it&#039;s unfair and unproportional: all told, this money is piddling compared to what the rich and their companies get from the government, though the poor need the help, and the rich don&#039;t. It&#039;s really a shame for these poor, and it&#039;s a huge waste of potential productivity: with proper government subsidies to give a proper standard of living (I mean, wft.: food stamps?!) with proper training and education, and with big job-investments (eg., Hoover-style infrastructure projects, maybe massive CSP arrays or IT-jobs, who knows), most of these poor could be turned into net-productive members of society, not dependents. There would be plenty of good side effects of doing this: the US would get richer; social cohension would improve; corruption and crime levels would fall; and people would be happier. 

&gt; I don’t understand how you come to your conclusions.

We presumably come from opposite angles on this issue ;)</description>
		<content:encoded><![CDATA[<p>@firefighter jeff: </p>
<p>&gt; Do you really feel that 14% of the population of the U.S. can’t afford to eat on a regular basis?</p>
<p>It&#8217;s not something I feel; it&#8217;s the actual numbers from the census statistics. </p>
<p>&gt; Perhaps a comparison of the obesity rates of the “poor” is in order here.</p>
<p>There are various levels of poverty if you read the stats, but even the very poor can simultaneously be lacking regular meals and get fat: it&#8217;s malnourishment. </p>
<p>&gt; and your tone hints of pity</p>
<p>It certainly is, and lack of pity with these poor poor shows lack of empathy. </p>
<p>&gt; Opportunity is not a finite resource </p>
<p>Yes and no: political measures and distribution of resources give different levels of opportunity to people, and the poor are not proportionally represented in American politics.<br />
If you&#8217;re poor and uneducated and unemployed  in Detroit or New Orleans or some ex-industry Midwestern town, and can&#8217;t find work, then your level of opportunity is not nearly the same that of some well-educated kid from a rich New England family. There is also culture to consider: poor cultures are often prey to crime, which can result in negative synergy effects that drags the members down; it&#8217;s hard to get out of such a culture. The crime stats and life expectencies of the poor is pretty strong evidence thereof. Of course, like a one-legged man climbing Everest, you can pull yourself up and out of poverty &#8211; but the stats show that not many people are able to do this.<br />
Not to say that people shouldn&#8217;t try! But with bad odds, many would consider it a waste of effort, if they consider it at all. </p>
<p>&gt; The assumption that able bodied people can’t help themselves is a huge disservice to everyone involved </p>
<p>As explained above and in the previous posts, it&#8217;s not nearly so simple. There&#8217;s a huge difference between an able-bodied poor person and an able-bodied rich one. The poor are not poor by choice.</p>
<p>&gt; to suggest that there are no safegaurds or education or alternatives for ones who have found themselves in trying times is just wrong.<br />
Welfare, food stamps, [etc.]</p>
<p>Your examples prove my argument: they are spotty, symptom-relief solutions, often given as charity; they are laughable and not at all real support. And it&#8217;s unfair and unproportional: all told, this money is piddling compared to what the rich and their companies get from the government, though the poor need the help, and the rich don&#8217;t. It&#8217;s really a shame for these poor, and it&#8217;s a huge waste of potential productivity: with proper government subsidies to give a proper standard of living (I mean, wft.: food stamps?!) with proper training and education, and with big job-investments (eg., Hoover-style infrastructure projects, maybe massive CSP arrays or IT-jobs, who knows), most of these poor could be turned into net-productive members of society, not dependents. There would be plenty of good side effects of doing this: the US would get richer; social cohension would improve; corruption and crime levels would fall; and people would be happier. </p>
<p>&gt; I don’t understand how you come to your conclusions.</p>
<p>We presumably come from opposite angles on this issue <img src='http://earlyretirementextreme.com/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
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		<title>By: firefighter jeff</title>
		<link>http://earlyretirementextreme.com/retiring-happy-in-the-21st-century.html/comment-page-1#comment-17774</link>
		<dc:creator>firefighter jeff</dc:creator>
		<pubDate>Sun, 31 Oct 2010 05:21:14 +0000</pubDate>
		<guid isPermaLink="false">http://earlyretirementextreme.com/?p=236#comment-17774</guid>
		<description>@Britz: I stand by my original comments. Do you really feel that 14% of the population of the U.S. can&#039;t afford to eat on a regular basis? Perhaps a comparison of the obesity rates of the &quot;poor&quot; is in order here. My point is, I feel you are out of tune with what is reality; and your tone hints of pity. Opportunity is not a finite resource that only the lucky ones get to take advantage of; it is created through diligence and effort. This is true whether you are a janitor, an immigrant, or newly out of a job. The assumption that able bodied people can&#039;t help themselves is a huge disservice to everyone involved and to suggest that there are no safegaurds or education or alternatives for ones who have found themselves in trying times is just wrong. Welfare, food stamps, SSI, Medicare, Medicaid, Section 8 housing, Pell Grants, Social Security,emergency disaster relief aid, private charity, and emergency medical care for everyone, regardless of the ability to pay. And these are just the ones I can think of off the top of my head. I don&#039;t understand how you come to your conclusions.</description>
		<content:encoded><![CDATA[<p>@Britz: I stand by my original comments. Do you really feel that 14% of the population of the U.S. can&#8217;t afford to eat on a regular basis? Perhaps a comparison of the obesity rates of the &#8220;poor&#8221; is in order here. My point is, I feel you are out of tune with what is reality; and your tone hints of pity. Opportunity is not a finite resource that only the lucky ones get to take advantage of; it is created through diligence and effort. This is true whether you are a janitor, an immigrant, or newly out of a job. The assumption that able bodied people can&#8217;t help themselves is a huge disservice to everyone involved and to suggest that there are no safegaurds or education or alternatives for ones who have found themselves in trying times is just wrong. Welfare, food stamps, SSI, Medicare, Medicaid, Section 8 housing, Pell Grants, Social Security,emergency disaster relief aid, private charity, and emergency medical care for everyone, regardless of the ability to pay. And these are just the ones I can think of off the top of my head. I don&#8217;t understand how you come to your conclusions.</p>
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		<title>By: Britz</title>
		<link>http://earlyretirementextreme.com/retiring-happy-in-the-21st-century.html/comment-page-1#comment-17749</link>
		<dc:creator>Britz</dc:creator>
		<pubDate>Sat, 30 Oct 2010 00:47:23 +0000</pubDate>
		<guid isPermaLink="false">http://earlyretirementextreme.com/?p=236#comment-17749</guid>
		<description>@firefighterjeff: The US offers plenty of opportunity but it is unevenly distributed, and many of its citizens don&#039;t have real opportunies. In principle, a one-legged man can climb Everest, but in practise, it is very unlikely to happen. It is even harder for those Americans who are in the lowest layers of society: they can in principle claw their way up out of poverty but in practice, lack of tools and being weighted down by their peers means that it is very unlikely. This is like the one-legged man climmbing Everest without climbing experience, and having to drag his friends and family up to the peak with him. Worse, most poor people would not have any idea of how to get out of their situation, just like the middle class might be stressed by mortgages and overconsumption but don&#039;t realise how they can uncouple themselves from their damaging lifestyles. That the rest of the society won&#039;t give poor Americans a hand up certainly doesn&#039;t help; in fact, a weirdly Pharisean type of &quot;Christian&quot; set of US morals damns the poor for being poor, rather than induce empathy and support. 

To give a number or two, 1 out of 7 Americans are poor (14.3% in 2009) and not just in relative terms; they couldn&#039;t afford regular meals. The existence and use of food stamps is damning in itself! See http://www.census.gov/hhes/www/poverty/about/overview/index.html for more depressing and indecent numbers. 

I agree with you that the myths of short-cut success (eg. the Secret or diets) should be fought - and I fully support the ideals of hard work - but that should not rule out cooperation and helping each other out.</description>
		<content:encoded><![CDATA[<p>@firefighterjeff: The US offers plenty of opportunity but it is unevenly distributed, and many of its citizens don&#8217;t have real opportunies. In principle, a one-legged man can climb Everest, but in practise, it is very unlikely to happen. It is even harder for those Americans who are in the lowest layers of society: they can in principle claw their way up out of poverty but in practice, lack of tools and being weighted down by their peers means that it is very unlikely. This is like the one-legged man climmbing Everest without climbing experience, and having to drag his friends and family up to the peak with him. Worse, most poor people would not have any idea of how to get out of their situation, just like the middle class might be stressed by mortgages and overconsumption but don&#8217;t realise how they can uncouple themselves from their damaging lifestyles. That the rest of the society won&#8217;t give poor Americans a hand up certainly doesn&#8217;t help; in fact, a weirdly Pharisean type of &#8220;Christian&#8221; set of US morals damns the poor for being poor, rather than induce empathy and support. </p>
<p>To give a number or two, 1 out of 7 Americans are poor (14.3% in 2009) and not just in relative terms; they couldn&#8217;t afford regular meals. The existence and use of food stamps is damning in itself! See <a href="http://www.census.gov/hhes/www/poverty/about/overview/index.html" rel="nofollow">http://www.census.gov/hhes/www/poverty/about/overview/index.html</a> for more depressing and indecent numbers. </p>
<p>I agree with you that the myths of short-cut success (eg. the Secret or diets) should be fought &#8211; and I fully support the ideals of hard work &#8211; but that should not rule out cooperation and helping each other out.</p>
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		<title>By: Caine</title>
		<link>http://earlyretirementextreme.com/retiring-happy-in-the-21st-century.html/comment-page-1#comment-17723</link>
		<dc:creator>Caine</dc:creator>
		<pubDate>Fri, 29 Oct 2010 13:37:14 +0000</pubDate>
		<guid isPermaLink="false">http://earlyretirementextreme.com/?p=236#comment-17723</guid>
		<description>I don&#039;t think anyone would disagree that a comfortable and fulfilling life is possible in the US.  The question really is, is it sustainable.  Whether it is or not, ERE is a great solution. It puts me in the best possible situation, and solves some of the possible ills.</description>
		<content:encoded><![CDATA[<p>I don&#8217;t think anyone would disagree that a comfortable and fulfilling life is possible in the US.  The question really is, is it sustainable.  Whether it is or not, ERE is a great solution. It puts me in the best possible situation, and solves some of the possible ills.</p>
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		<title>By: firefighter jeff</title>
		<link>http://earlyretirementextreme.com/retiring-happy-in-the-21st-century.html/comment-page-1#comment-17714</link>
		<dc:creator>firefighter jeff</dc:creator>
		<pubDate>Fri, 29 Oct 2010 01:51:22 +0000</pubDate>
		<guid isPermaLink="false">http://earlyretirementextreme.com/?p=236#comment-17714</guid>
		<description>Contrary to what has been discussed, the ability to have a comfortable and fulfilling life in the U.S. is readily attainable. And yes, determined effort will take one very far in this country. Does that mean everybody gets a large home with a pool and a 50,000 dollar car in the driveway? Absolutely not.I would venture to say there are no poor people in America, at least not in a historical context. This is a country where one can literally decide exactly where one wants to be socially and economically. The only myth we have to fear is that hard work and self-determination can ever be ignored and that success will follow.</description>
		<content:encoded><![CDATA[<p>Contrary to what has been discussed, the ability to have a comfortable and fulfilling life in the U.S. is readily attainable. And yes, determined effort will take one very far in this country. Does that mean everybody gets a large home with a pool and a 50,000 dollar car in the driveway? Absolutely not.I would venture to say there are no poor people in America, at least not in a historical context. This is a country where one can literally decide exactly where one wants to be socially and economically. The only myth we have to fear is that hard work and self-determination can ever be ignored and that success will follow.</p>
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		<title>By: frugalscholar</title>
		<link>http://earlyretirementextreme.com/retiring-happy-in-the-21st-century.html/comment-page-1#comment-17695</link>
		<dc:creator>frugalscholar</dc:creator>
		<pubDate>Thu, 28 Oct 2010 18:36:42 +0000</pubDate>
		<guid isPermaLink="false">http://earlyretirementextreme.com/?p=236#comment-17695</guid>
		<description>A defensive stance provides a lot of stress relief! My husband and I want to keep working, but serious budget cuts are looming. We can be fairly serene because of our defensive strategies over the years: we can live on relatively little. Many colleagues are in a panic.</description>
		<content:encoded><![CDATA[<p>A defensive stance provides a lot of stress relief! My husband and I want to keep working, but serious budget cuts are looming. We can be fairly serene because of our defensive strategies over the years: we can live on relatively little. Many colleagues are in a panic.</p>
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		<title>By: Britz</title>
		<link>http://earlyretirementextreme.com/retiring-happy-in-the-21st-century.html/comment-page-1#comment-17694</link>
		<dc:creator>Britz</dc:creator>
		<pubDate>Thu, 28 Oct 2010 17:18:51 +0000</pubDate>
		<guid isPermaLink="false">http://earlyretirementextreme.com/?p=236#comment-17694</guid>
		<description>Hehe, &quot;least unhappy&quot; is good enough for me :) (I also think that Danes&#039; unhealthy and often hedonistic lifestyles are to blame both for relatively short lifespans and for those production-destroying happiness-levels ;) ). 

I fully agree to both your responses. Regarding politicians in-fighting rather than solve hard problems, it is beginning to look as if the grass roots - in this unusual case, big companies and local- and state governments more than individuals - are getting the green ball rolling. Well, in the West: China and India are charging ahead at government level (though also veering off into more coal/nuclear/consumption etc.). Regarding expectations, it&#039;s weird: more Americans than ever are poor in real, non-relative terms, but still the American Dream - the myth of success and ascension through determined effort - still rules strong. If you could somehow get rid of that evil and oppressing myth, then half the poor in the US would actually be able to pull themselves out of their poverty. All in all, the high American expectations are best used as PR-weapons against the rest of the world, not to be wielded against American themselves. Your last question made me pause a bit: I&#039;m fairly sure that I&#039;d shrug at the thought of not being able to afford more flights; easy come, easy go. Life is full of good stuff here and now, and losing a luxury is a luxury problem. But others might not feel this way. More generally, it would be important to design goals and visions that people could aspire to and look forward to - new and more appropriate ideals - especially if previous ideals were being made impossible to achieve. This is in many ways happening already: instead of just measuring a countries&#039; GDP, many new metrics are being introduced, like quality-of-life (a nebulous but popular one) for instance, or happiness, to take the Danish example. Work-life balances are getting more important, as is &quot;green&quot; living - though this doesn&#039;t yet mean anything really green.</description>
		<content:encoded><![CDATA[<p>Hehe, &#8220;least unhappy&#8221; is good enough for me <img src='http://earlyretirementextreme.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  (I also think that Danes&#8217; unhealthy and often hedonistic lifestyles are to blame both for relatively short lifespans and for those production-destroying happiness-levels <img src='http://earlyretirementextreme.com/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' />  ). </p>
<p>I fully agree to both your responses. Regarding politicians in-fighting rather than solve hard problems, it is beginning to look as if the grass roots &#8211; in this unusual case, big companies and local- and state governments more than individuals &#8211; are getting the green ball rolling. Well, in the West: China and India are charging ahead at government level (though also veering off into more coal/nuclear/consumption etc.). Regarding expectations, it&#8217;s weird: more Americans than ever are poor in real, non-relative terms, but still the American Dream &#8211; the myth of success and ascension through determined effort &#8211; still rules strong. If you could somehow get rid of that evil and oppressing myth, then half the poor in the US would actually be able to pull themselves out of their poverty. All in all, the high American expectations are best used as PR-weapons against the rest of the world, not to be wielded against American themselves. Your last question made me pause a bit: I&#8217;m fairly sure that I&#8217;d shrug at the thought of not being able to afford more flights; easy come, easy go. Life is full of good stuff here and now, and losing a luxury is a luxury problem. But others might not feel this way. More generally, it would be important to design goals and visions that people could aspire to and look forward to &#8211; new and more appropriate ideals &#8211; especially if previous ideals were being made impossible to achieve. This is in many ways happening already: instead of just measuring a countries&#8217; GDP, many new metrics are being introduced, like quality-of-life (a nebulous but popular one) for instance, or happiness, to take the Danish example. Work-life balances are getting more important, as is &#8220;green&#8221; living &#8211; though this doesn&#8217;t yet mean anything really green.</p>
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		<title>By: Jacob</title>
		<link>http://earlyretirementextreme.com/retiring-happy-in-the-21st-century.html/comment-page-1#comment-17693</link>
		<dc:creator>Jacob</dc:creator>
		<pubDate>Thu, 28 Oct 2010 16:54:06 +0000</pubDate>
		<guid isPermaLink="false">http://earlyretirementextreme.com/?p=236#comment-17693</guid>
		<description>@Britz - There&#039;s a high risk that governments will not see the problem in the right framework and start attacking each other instead---like they currently do. In the US you see it as a Republicans vs Democrats issue, when the problem is deeper than their superficial disagreements. 

The reason Danes are happier than everybody else is exactly because their neighbors&#039; grass is about as green as their own. They have little to be unhappy about. Effectively, they&#039;re the least unhappy ;-) All you have to do is to be above a low baseline (e.g. not starve, etc.). Happiness is almost solely about whether you meet expectations or not. Danish expectations are lower than American expectations =&gt; Danes are happier. Poor Americans (again above the base line, i.e. able to work and feed themselves) are also happier than their richer counterparts---as long as they don&#039;t have aspirations to become rich themselves.

In think from a future perspective, an important component of happiness is whether people can adjust their level of happiness relative to their past self. How happy will you be if you have memories of transatlantic flights but those are now unaffordable?</description>
		<content:encoded><![CDATA[<p>@Britz &#8211; There&#8217;s a high risk that governments will not see the problem in the right framework and start attacking each other instead&#8212;like they currently do. In the US you see it as a Republicans vs Democrats issue, when the problem is deeper than their superficial disagreements. </p>
<p>The reason Danes are happier than everybody else is exactly because their neighbors&#8217; grass is about as green as their own. They have little to be unhappy about. Effectively, they&#8217;re the least unhappy <img src='http://earlyretirementextreme.com/wp-includes/images/smilies/icon_wink.gif' alt=';-)' class='wp-smiley' />  All you have to do is to be above a low baseline (e.g. not starve, etc.). Happiness is almost solely about whether you meet expectations or not. Danish expectations are lower than American expectations =&gt; Danes are happier. Poor Americans (again above the base line, i.e. able to work and feed themselves) are also happier than their richer counterparts&#8212;as long as they don&#8217;t have aspirations to become rich themselves.</p>
<p>In think from a future perspective, an important component of happiness is whether people can adjust their level of happiness relative to their past self. How happy will you be if you have memories of transatlantic flights but those are now unaffordable?</p>
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		<title>By: Britz</title>
		<link>http://earlyretirementextreme.com/retiring-happy-in-the-21st-century.html/comment-page-1#comment-17692</link>
		<dc:creator>Britz</dc:creator>
		<pubDate>Thu, 28 Oct 2010 16:42:51 +0000</pubDate>
		<guid isPermaLink="false">http://earlyretirementextreme.com/?p=236#comment-17692</guid>
		<description>I know this is an old post but I&#039;ve a few comments anyway. First, the last 3-4 years seemed to incidate (to me at least) that the international community usually does just about nothing about any problem - unless it is forced to, and then it can do wonders. Consider the 25% of GDP that Britain spent for years on end to build its railways during the 19th century, or the 300.000 military aircraft that the US produced during its part in WWII. Dwarfing even these feats is the massive Chinese construction plan that is being carried out these days (it&#039;s really mind-blowing!). Compare these feats with foreign aid (almost universally &lt;1% of GDP) or infrastructure investments and renewables (also &lt;1% - but quickly growing). At some point, we will be forced to get green. If we do it quickly with determination, then we might be able to continue living expensively; if we hesitate too long, then equilibrium will be reached through much war, starvation, and general collapse. I don&#039;t quite have any objective feel for how it will play out but it&#039;s prudent not to be too confident - or to spoil the message of warning by dooming it too much. My subjective feel is that fear will drive even politicians to act dynamically to the threats: the bigger the threat, the greater the fear, the sooner the action. Unfortunately, so far, the threat hasn&#039;t been big enough in the eyes of politicians, so it&#039;s not looking good, I have to admit. I still hope for a green future (say 2050) where we&#039;ll laugh at ever having had energy problems... 

The second comment is somewhat periferal: you (Jacob) often link happiness to my-grass-is-greener-than-yours thinking. This has always seemed somehow incorrect to me, and I finally realised why (doh! it was obvious): Danes are said to be the happiest in the world, and yet they also have the lowest income disparity (gini-index) and are very uniform in other ways too (with the important exception being status, which assumes a second currency in Denmark and which is not at all uniform). Relative accumulated wealth is clearly important in America but happiness has universal components like the absenses of unhealthy stresses, and Denmark with its social insurances rates well here: you don&#039;t have to worry about getting sick and getting ruined financially by it, for instance. An upshot of this is that you can make a population very happy even if no-one has more than their neighbour.</description>
		<content:encoded><![CDATA[<p>I know this is an old post but I&#8217;ve a few comments anyway. First, the last 3-4 years seemed to incidate (to me at least) that the international community usually does just about nothing about any problem &#8211; unless it is forced to, and then it can do wonders. Consider the 25% of GDP that Britain spent for years on end to build its railways during the 19th century, or the 300.000 military aircraft that the US produced during its part in WWII. Dwarfing even these feats is the massive Chinese construction plan that is being carried out these days (it&#8217;s really mind-blowing!). Compare these feats with foreign aid (almost universally &lt;1% of GDP) or infrastructure investments and renewables (also &lt;1% &#8211; but quickly growing). At some point, we will be forced to get green. If we do it quickly with determination, then we might be able to continue living expensively; if we hesitate too long, then equilibrium will be reached through much war, starvation, and general collapse. I don&#039;t quite have any objective feel for how it will play out but it&#039;s prudent not to be too confident &#8211; or to spoil the message of warning by dooming it too much. My subjective feel is that fear will drive even politicians to act dynamically to the threats: the bigger the threat, the greater the fear, the sooner the action. Unfortunately, so far, the threat hasn&#039;t been big enough in the eyes of politicians, so it&#039;s not looking good, I have to admit. I still hope for a green future (say 2050) where we&#039;ll laugh at ever having had energy problems&#8230; </p>
<p>The second comment is somewhat periferal: you (Jacob) often link happiness to my-grass-is-greener-than-yours thinking. This has always seemed somehow incorrect to me, and I finally realised why (doh! it was obvious): Danes are said to be the happiest in the world, and yet they also have the lowest income disparity (gini-index) and are very uniform in other ways too (with the important exception being status, which assumes a second currency in Denmark and which is not at all uniform). Relative accumulated wealth is clearly important in America but happiness has universal components like the absenses of unhealthy stresses, and Denmark with its social insurances rates well here: you don&#039;t have to worry about getting sick and getting ruined financially by it, for instance. An upshot of this is that you can make a population very happy even if no-one has more than their neighbour.</p>
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		<title>By: Jacob</title>
		<link>http://earlyretirementextreme.com/retiring-happy-in-the-21st-century.html/comment-page-1#comment-17691</link>
		<dc:creator>Jacob</dc:creator>
		<pubDate>Thu, 28 Oct 2010 16:10:22 +0000</pubDate>
		<guid isPermaLink="false">http://earlyretirementextreme.com/?p=236#comment-17691</guid>
		<description>@Felix - Soylent green, eh? Yes, I know who Simon is.</description>
		<content:encoded><![CDATA[<p>@Felix &#8211; Soylent green, eh? Yes, I know who Simon is.</p>
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		<title>By: Felix</title>
		<link>http://earlyretirementextreme.com/retiring-happy-in-the-21st-century.html/comment-page-1#comment-17690</link>
		<dc:creator>Felix</dc:creator>
		<pubDate>Thu, 28 Oct 2010 16:01:41 +0000</pubDate>
		<guid isPermaLink="false">http://earlyretirementextreme.com/?p=236#comment-17690</guid>
		<description>Are you familiar with Julian Simon&#039;s &quot;The ultimate resource&quot;?</description>
		<content:encoded><![CDATA[<p>Are you familiar with Julian Simon&#8217;s &#8220;The ultimate resource&#8221;?</p>
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		<title>By: Post Retirement Needs &#38; Wants are Hard to Envision in Debt Slavery &#171; Simple Living in Suffolk</title>
		<link>http://earlyretirementextreme.com/retiring-happy-in-the-21st-century.html/comment-page-1#comment-13929</link>
		<dc:creator>Post Retirement Needs &#38; Wants are Hard to Envision in Debt Slavery &#171; Simple Living in Suffolk</dc:creator>
		<pubDate>Fri, 23 Jul 2010 06:31:12 +0000</pubDate>
		<guid isPermaLink="false">http://earlyretirementextreme.com/?p=236#comment-13929</guid>
		<description>[...] I&#8217;m no Jacob of ERE, but here are some of the reasons I will pay less when I stop work than I have done for most of my [...]</description>
		<content:encoded><![CDATA[<p>[...] I&#8217;m no Jacob of ERE, but here are some of the reasons I will pay less when I stop work than I have done for most of my [...]</p>
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		<title>By: Jacob</title>
		<link>http://earlyretirementextreme.com/retiring-happy-in-the-21st-century.html/comment-page-1#comment-1296</link>
		<dc:creator>Jacob</dc:creator>
		<pubDate>Sat, 07 Jun 2008 17:25:38 +0000</pubDate>
		<guid isPermaLink="false">http://earlyretirementextreme.com/?p=236#comment-1296</guid>
		<description>adfecto, steve - I would stay clear of the fixed exponential costs and try firecalc for a more &quot;realistic&quot; picture of what could happen.

And yes, a lot of things can change. A person can change. He won&#039;t change his character/personality very much, but opinions, beliefs, circumstances can change a lot.</description>
		<content:encoded><![CDATA[<p>adfecto, steve &#8211; I would stay clear of the fixed exponential costs and try firecalc for a more &#8220;realistic&#8221; picture of what could happen.</p>
<p>And yes, a lot of things can change. A person can change. He won&#8217;t change his character/personality very much, but opinions, beliefs, circumstances can change a lot.</p>
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		<title>By: Steve Austin</title>
		<link>http://earlyretirementextreme.com/retiring-happy-in-the-21st-century.html/comment-page-1#comment-1292</link>
		<dc:creator>Steve Austin</dc:creator>
		<pubDate>Fri, 06 Jun 2008 19:44:26 +0000</pubDate>
		<guid isPermaLink="false">http://earlyretirementextreme.com/?p=236#comment-1292</guid>
		<description>Adfecto is a determined young bloke, eh!?  I admire the vision, but think the assumptions are rather tenuous.  Inflation has not been 3% over the past 42 years; it has been closer to 4%, so why expect it to be less during the next 42?  Global equities 8%?  You may get it, but why plan on the basis of hope?  Use 6% instead, and give yourself a deeper margin of safety in that you&#039;ll have to save more in order to make up the shortfall due to lower returns and higher inflation.  If you&#039;re right and I&#039;m wrong, then you can stop working earlier than you had planned on doing (or cut back, or change fields, or whatever you want).

A lot of things can change between ones early 20s and ones mid 30s, wife and/or progeny not withstanding.  Recommend you plan for change, rather than extrapolate history into the future.</description>
		<content:encoded><![CDATA[<p>Adfecto is a determined young bloke, eh!?  I admire the vision, but think the assumptions are rather tenuous.  Inflation has not been 3% over the past 42 years; it has been closer to 4%, so why expect it to be less during the next 42?  Global equities 8%?  You may get it, but why plan on the basis of hope?  Use 6% instead, and give yourself a deeper margin of safety in that you&#8217;ll have to save more in order to make up the shortfall due to lower returns and higher inflation.  If you&#8217;re right and I&#8217;m wrong, then you can stop working earlier than you had planned on doing (or cut back, or change fields, or whatever you want).</p>
<p>A lot of things can change between ones early 20s and ones mid 30s, wife and/or progeny not withstanding.  Recommend you plan for change, rather than extrapolate history into the future.</p>
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