If you're new here, this blog will give you the tools to become financially independent in 5 years. Here's how I did it and here's a few dozen online journals from other people who are currently doing it. This is not some stupid get rich quick scheme. The method is robust and replicable (no need to win the lottery, sell your business, or win at real estate), but not easy; much in the same way that a diet results in weight loss but is hard to follow persistently unless you set your mind to it.
The key is to save 75%+ of your net income and invest it in income producing assets (bonds and dividend stocks). This is done by running your personal finances much like a business, thinking about assets and inventory and focusing on efficiency and value for money. See this post on how to enjoy a middle class lifestyle on $7,000/year (Please read it, especially the part about the lentils!). There is a "21 day" step-by-step plan for how to get beyond 75% in the left side bar. Also, check out my answers to Frequently Asked Questions which also covers common misconceptions regarding my personal budget, blog income, retirement, marriage, children, health care, etc. I also suggest reading About ERE in the top menu bar.
I’m just putting this up here because I have not seen this trick elsewhere. The problem here is mainly in getting the cable tension correct so the shifter can pull the derailer over all the cogs in the rear cassette. Too loose and you won’t be able to reach the low gears. Too high, vice versa.
- First loosen the nut holding the gear cable. The derailer should swing towards your highest gear (small cog).
- Adjust the (H)screw so that the derailer is limited from throwing the chain into the hub.. If it doesn’t have a name, just look at the mechanics to see which one it is.
- Turn the cable tension adjuster (the one sitting right at the ferrule where the cable ends) so it is in the middle.
- Now put your index shifter in the second highest gear and put the chain on the second smallest cog. (That’s the trick) Use a 4th hand to pull the cable and the derailer so it tracks. Tighten the gear cable nut.
- Shift into your lowest gear and adjust the (L)ow screw to prevent the derailer from throwing your chain into the spokes.
Done.
Originally posted 2009-08-15 00:34:52.
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