If you're new here, this blog will give you the tools to become financially independent in 5 years. Here's how I did it and here's a few dozen online journals from other people who are currently doing it. This is not some stupid get rich quick scheme. The method is robust and replicable (no need to win the lottery, sell your business, or win at real estate), but not easy; much in the same way that a diet results in weight loss but is hard to follow persistently unless you set your mind to it.
The key is to save 75%+ of your net income and invest it in income producing assets (bonds and dividend stocks). This is done by running your personal finances much like a business, thinking about assets and inventory and focusing on efficiency and value for money. See this post on how to enjoy a middle class lifestyle on $7,000/year (Please read it, especially the part about the lentils!). There is a "21 day" step-by-step plan for how to get beyond 75% in the left side bar. Also, check out my answers to Frequently Asked Questions which also covers common misconceptions regarding my personal budget, blog income, retirement, marriage, children, health care, etc. I also suggest reading About ERE in the top menu bar.
Reusing calendars from previous years in not only frugal, it also makes you a big nerd. For 2010, you can use any calendar from 1909,
1915, 1926, 1937, 1943, 1954, 1965, 1971, 1982, 1993, and 1999.
Conversely, your 2009 calendar will be useful again in 2015, 2026, 2037, 2043, 2054, 2065, 2071, 2082, 2093, and 2099, so if you can hang onto it, it might make a good gag gift six years from now.
Here is a online calculator to find the matches for other years.
Originally posted 2009-07-06 00:56:17.
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