Why avoid consumerism and the normal 40-60 hour work week and instead become financial independence and retire early? Well, here are some of my reasons.


  • In the morning, I can get up whenever I want (Usually 830 or so) and each day I can do whatever I want.
  • I have all day to pursue my own projects. (That’s still not enough time.) I’m never bored working on them and I never feel my work is somehow pointless or that it would not matter if I did not show up.
  • I don’t need to ask my employer permission to leave town for an extended period. I don’t have to follow a dress code. I do not have to report in sick. I don’t have to deal with office politics or silly performance reviews.
  • I do not have to put my plans and dreams on hold until the day when I’m 62 and can finally retire. I do not have to rush around on power-vacations to try to generate as many “experiences” in as short time as possible.
  • Instead of 2 or 3 or even 6, I have 52 weeks of vacation each year.
  • I am not subject to someone’s agenda. I am not on a [career]-”track” designed by someone else. I don’t have career anxiety. I don’t fear being replaced or being out of a job.
  • I find that 9-5 are the best hours of the day and if you sell them to someone else, you have to make do with second-rate hours for yourself. If you sell your creativity, you are less creative in your own time. If you sell your physical activity, you are less physically active in your own time. No wonder, that so many plop down in on the couch in front of the TV when they get home, it does not require activity nor does it require creativity.
  • I don’t “thank god it’s friday”. For me, every day feels the same and the only way I can tell weekends from weekdays is because the stock market is closed on weekends (I like to watch it).
  • I get more enjoyment out of my stuff, because I have the time to practice with it and use it. People, who work too much have lots of money and expensive gear, but they rarely have time to practice. People, who work less have lots of time to practice and play a much better game, and by extension, dare I say, do things much better. Besides, why drive a BMW if you can only drive it at 25mph during rush hour?
  • If you can’t beat them, join them, or at least stop playing.
  • I think the world is kinda like a farm with animals tied up in their stalls. If they weren’t tied up they probably would not move anyway because if they stay they know they’ll get fed and that “someone” is looking out for them. They do not realize that they are being used. I’d rather be a farmer.

On the other hand, it may be that you enjoy workdays more than weekdays feeling kinda sad when it’s friday and looking forward to monday every sunday evening. It may be that you have several years of unused vacation saved up and wouldn’t know what to do with it anyway. It may be that you derive an immense satisfaction from your profession of choice, or perhaps you don’t but all the nice stuff you can buy and stack up around you more than makes up for it.