If you're new here, this blog will give you the tools to become financially independent in 5 years. Here is how I did it and here is how I currently do it. The method is robust and replicable (no need to win the lottery, start a blogging business, or win at real estate), but not easy; much in the same way that a diet results in weight loss but is hard to follow persistently unless you set your mind to it. The key is to save 75%+ of your net income and invest it in income producing assets (bonds and dividend stocks). There is a "21 day" step-by-step plan for how to get to 75% in the left side bar. I try not to be too trite, so if I cover a topic, you will probably not see it again for a very long time, thus you may want to read the older posts here and here. Also, check out my answers to frequently asked questions and while you're at it, don't forget to subscribe to the blog via google or RSS.

Today I went riding on a 20M loop. I passed 10-12 riders heading in the opposite direction. First the was the solo riders in team wear, then a couple of riders wheel sucking following by other couples (husband & wife). These were followed by the hoi polloi, people riding three or four abreast chatting, a bunch of wavering adolescents on cruisers blocking the cars behind them (argh, you give the rest of us a bad name). Finally there was a lone straggler. It must have been a club ride or something. About a third waved back

It was the plan to pick up DW and go for an out and back ride in the opposite direction to get to 50M. That didn’t work. So we went fishing instead. Tomorrow we’re going fishing again. After that I’m skyping with my parents; followed by hockey. We’ll be leading the play-offs, if we win tomorrow.

Now, I have to figure out a way to put in some more miles on the bike. If I skip weekday hockey, I can add miles after work without overtraining.

This is necessary. There is no way back. I signed up for the 100M in 2 weeks.