I no longer accept guest posts.
I am looking for 600 words or more. Specific plans and timelines get extra credit!
18 users responded in " Soliciting guest posts from others with early retirement plans "
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Steven said,
I’m drifting, rather than planning early retirement. If I quit my job then I think my SO would not be amused:)
I do greatly enjoy your blog. It reassures me that if I did lose my job (knock on wood) then with a few lifestyle adjustments – I really don’t like the huge house I ‘adopted’ when I entered this relationship – it really wouldn’t take that much to get by.
When my SO’s daughter leaves the nest I’m hoping I can convince her that we should make some cutbacks. I think I could sell her on living in a shack on a beach in some remote location.
Michael Janzen said,
I’d love to write something for Early Retirement Extreme. I have very specific plans and it’s underway. I’ll whip up 600 words and submit. 🙂
Equity Release said,
Hi just stopped by here and I like your site, I look forward to coming back and reading some more.
Thanks
Kevin
tlblack said,
Totally off topic, but Michael–I clicked on your link and COOL. You are international with these tiny houses. I hope to see your houses cropping up in France very soon!
Concojones said,
What a fantastic idea to share experiences/plans!
About my plan: I’m a recent college grad and finding a career I can be passionate about has been a rough experience, hence the early retirement plan as a backup plan. I’ve been thinking $800k but may settle for less (half of that amount is to fund a house and a kid). Anyway, should be doable in 7-14 years (16k savings in year 1, increasing by 7%/year net of inflation), depending on the career.
That said, my goal is to find a career that is so engaging I don’t want to retire. Because I know that, once retired, I’ll want to do something out there in the world and make a difference. Look at Jacob. He’s been trying new ‘careers’ too.
PS: all numbers in today’s dollars.
Concojones said,
(For those trying to do the math, I also assumed 7% yearly investment returns, after inflation.)
Jason Phipps said,
Ok Jacob, Here’s my 2 year plan. (I’m currently 33)
I’ve been hoarding my money and living frugally for the last several years. The only thing I really spend money on is training. I’ve been taking sailing classes and an working toward my Captain’s license, and PADI Divemaster Cert. By my 35th birthday, I should have a boat and a year’s worth of living expenses.
Also, I’m transitioning my professional skills from a high-end graphics skillset, to a more internet-based one. That way I can work from pretty much anywhere.
There’s a more to it, but that’s my plan in a nutshell.
John Ingle said,
I think this is an awesome idea. Kudos for putting out the call. I’m definitely interested in hearing about other people’s plans. I’m also interested in hearing about failed plans. Did anyone have a plan go horribly wrong when life happened? If so, what sort of problem derailed you?
Jason Phipps said,
@ John Ingle. Ha! Here’s one one my failed plans, selling T-shirts! Wanna buy one?
Aussie said,
Some info about me and my plan …
I am am a 40 year old male with a wife & 2 kids living in a large Australian city. I have been planning/investing for retirement for the past 10 years by investing in property(4 in the past 10 years), paying off our modest home within 2.5 years and never having a car loan. Property investing in Australia is common and has been very good in the past 10 years as values have more than doubled. During this time my salary went from $50k to $70k and my wife was on a similar wage until the first of our children arrived 5 years ago. Many friends with similar jobs bought their first house at the same time, upgraded a couple of years ago and have a large mortgage, car loans etc
After working for a large corporation for almost 10 years and putting up with the usual games from middle management I had enough and quit. Knowing I had enough funds to last for several years without working, I took seven weeks off and and have never felt so free. I like to call this time my ‘mini retirement’.
I took an opportunity to do some IT consulting work after my ‘mini retirement’ and have continued for the past 1.5 years. Although I am currently working about 40 hours a week, I very much enjoy the ‘consulting’ style of work and the lack of accountability to many layers of middle management.
I plan to take shorter consulting jobs over the next couple of years until the age of 43 or 44. More regular ‘mini retirements’ will keep me focused and make working enjoyable. This will hopefully allow me to pay off another property and generate $35k income from the combined rent. $35k should pay for a good basic lifestyle as long as inflation and interest rates don’t escalate to crazy levels.
Sam said,
Jacob,
I couldn’t find the link to send you an e-mail, so I’m going to pitch my idea here:
I could write a piece about “failed” plans. I’m 51, earn good money, and have been frugal longer than you have. But, I’m still not financially independent. “Acts of God” and bad luck have delayed my financial freedom, but voluntary simplicity was still worthwhile for me. I would have been if serious trouble if it hadn’t been for my frugal lifestyle.
A simple lifestyle gave me the space I needed to weather the problems without stress. It also gave me the freedom to choose work I enjoy and makes a real contribution to my community.
I’m healthier than my college classmates. Most people think I’m ten years younger than I really am. I think that’s because of the low-stress lifestyle I’ve chosen. Health and happiness are more important to me than living in a big house that I could not have kept when unforeseen circumstances arrived.
I anticipate being financially free in the near future, but I’m not likely to completely retire when that happens. My community needs people who do what I do. I enjoy having balance between work and leisure.
I’d be willing to write about my experiences if you would like that. Or, maybe I just did. 🙂
John Ingle said,
@Sam – I’m definitely interested in hearing your story. I think it foolish to make grand plans this early in life with calm horizons without anticipating rough seas ahead.
Andy said,
That’s a great idea. It’s always nice to hear other opinions and ideas.
Feng said,
Could I email you the topic before I start writing? It’s really a plan, but it is relevant to your website.
Jacob said,
@Feng – Sure go ahead: jacob @ … this domain name.
sheila said,
Dear Jacob,
If you have written an article on this and I missed, my apology, but I have not noticed any articles on someone thrown into retirement without having any preparation.
Someone who actually, now has to live on a disability check to make ends meet.
Thank you in advance.
Woman with a Plan said,
Hi Jacob,
My husband and I have very specific plans to become FI within less than 5 years. I would love to do a guest post, especially since I have the perspective of being the breadwinner for my family with a husband in grad school in a very expensive housing market.
Ineke said,
To bad you only accept story’s for retirement up to the age of 50. I am planning to retire 60 and preferably sooner if i can manage it. The standard retirement age in the Netherlands is now 67 at the moment for people my age. I am 50 at the moment and not planning to work that long. 🙂 I have been saving up, owning my home without any morgage ( i payed the last about two years ago) and pay for a pension plan through my wages via my employer. At the moment I am living on euro 872 a month. Life is also not cheap in the Netherlands but i am a real frugal person I think. 😉
Go to free festivals, out to dinner sometimes and overall leading a happy life. Working part-time so i am already ‘half’ retired i always say. People do not always understand the way i live ( i do not go on holidays and i have old cats that cost a lot) but i don’t care. 🙂 I will retire within 10 years and am happy with the prospect. 🙂
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