Early Retirement Extreme

— a combination of simple living, anticonsumerism, DIY ethics, self-reliance, resilience, and applied capitalism

How to succeed in school without really learning anything

Published in February 19th, 2023
Posted by in Education, Work
29 Comments

I just finished reading this book and I would say that if you’re a student planning to go to college or a parent planning to fund your child’s college education, it would be worth reading at least the first and the last chapter. If you ever intend to become a college professor or a high […]

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Man saves tens of thousands of dollars just by thinking

Published in January 30th, 2023
Posted by in Education, Strategy
18 Comments

In these trying economic times, there’s a growing movement of people who are saving thousands and thousands of dollars every year just by thinking. “I never thought about it before,” John, 32, says, ironically, “But it’s amazing how much money you can save when you think about it. For example, the other day, I was […]

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Cash flow diagrams for the poor, the middle class, and the investor class

Published in January 17th, 2023
Posted by in Education, Philosophy
46 Comments

Being poor or unable to get credit 100% of the expenses must be covered with wage income. Schematically the cash flow looks like this Thus you put your time into your work which gives you a wage income that is used to pay for stuff that goes back to you.People with a credit score can […]

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