In these trying economic times, there’s a growing movement of people who are saving thousands and thousands of dollars every year just by thinking. “I never thought about it before,” John, 32, says, ironically, “But it’s amazing how much money you can save when you think about it. For example, the other day, I was […]
Man saves tens of thousands of dollars just by thinking
Cash flow diagrams for the poor, the middle class, and the investor class
Being poor or unable to get credit 100% of the expenses must be covered with wage income. Schematically the cash flow looks like this Thus you put your time into your work which gives you a wage income that is used to pay for stuff that goes back to you.People with a credit score can […]
The disappearance of the middle class
Zev pointed me in the general direction of Huffington Post and their posts about the disappearance of the middle class and what they refer to as “Third World America” and what we need to do to save it. As I was reading more and more I felt more like grabbing someone and shaking themcompelled to […]
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Manifesto
How I became financially independent in 5 years
How I live on $7,000 per year
Can I retire young? Why so few succeed
My list of financial freedom books
A startup curriculum for finance, economics, and investing
My 4 hour work week
How little do you need to retire? Cash flow diagrams for the poor, the middle class, and the investor class
Stranger in a strange land The minimalist kitchen Myths and the future
How to live out of a suitcase
Recommended
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Poor Richard’s Retirement by Aaron Clarey
A good starting point to convince yourself that you don’t need millions to retire. Includes example budgets.Paperback on amazon
Kindle version
One Million in the Bank
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How To Make $1,000,000 With Your Own Business Even If You Have No Money or Experience
Buy the paperback from amazon
21 day makeover
- Day 1: Finding a place to live Day 2: Decluttering and managing stuff Day 3: Grocery shopping Day 4: Drop the cell phone plan Day 5: Find a free hobby Day 6: Clothes Day 7: Going car free Day 8: Get engaged! Day 9: Budgeting Day 10: Calculating net worth Day 11: Connecting your stuff with your neighbors Day 12: Establishing a savings account Day 13: Insurance Day 14: Investing for early retirement – Part 1 Day 15: The first two weeks of the make over Day 16: The stuff you actually keep and use Day 17: Maintaining and repairing things Day 18: Join a challenge Day 19: Getting rid of your TV (addiction) Day 20: Own classics Day 21: Investing for early retirement – Part 2