Early Retirement Extreme

— a combination of simple living, anticonsumerism, DIY ethics, self-reliance, resilience, and applied capitalism

Man saves tens of thousands of dollars just by thinking

Published in February 26th, 2022
Posted by in Education, Strategy
18 Comments

In these trying economic times, there’s a growing movement of people who are saving thousands and thousands of dollars every year just by thinking. “I never thought about it before,” John, 32, says, ironically, “But it’s amazing how much money you can save when you think about it. For example, the other day, I was […]

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Cash flow diagrams for the poor, the middle class, and the investor class

Published in February 25th, 2022
Posted by in Education, Philosophy
46 Comments

Being poor or unable to get credit 100% of the expenses must be covered with wage income. Schematically the cash flow looks like this Thus you put your time into your work which gives you a wage income that is used to pay for stuff that goes back to you.People with a credit score can […]

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The disappearance of the middle class

Published in January 22nd, 2022
Posted by in Early Retirement, Education, Work
43 Comments

Zev pointed me in the general direction of Huffington Post and their posts about the disappearance of the middle class and what they refer to as “Third World America” and what we need to do to save it. As I was reading more and more I felt more like grabbing someone and shaking themcompelled to […]

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