Early Retirement Extreme

— a combination of simple living, anticonsumerism, DIY ethics, self-reliance, resilience, and applied capitalism

Cash flow diagrams for the poor, the middle class, and the investor class

Published in June 5th, 2024
Posted by in Education, Philosophy
46 Comments

Being poor or unable to get credit 100% of the expenses must be covered with wage income. Schematically the cash flow looks like this Thus you put your time into your work which gives you a wage income that is used to pay for stuff that goes back to you.People with a credit score can […]

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Man saves tens of thousands of dollars just by thinking

Published in December 18th, 2023
Posted by in Education, Strategy
18 Comments

In these trying economic times, there’s a growing movement of people who are saving thousands and thousands of dollars every year just by thinking. “I never thought about it before,” John, 32, says, ironically, “But it’s amazing how much money you can save when you think about it. For example, the other day, I was […]

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A second list of books

Published in January 1st, 2010
Posted by in Education, Health, Personal, Philosophy, Strategy
10 Comments

Here is the a second list of books to peruse. I made the first list some time ago which proved popular. (None of these books are rare. I can get all of them via interlibrary.) The Education of Henry Adams Many autobiographies are of the “then I did this, then I did that” variety. There […]

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