Being poor or unable to get credit 100% of the expenses must be covered with wage income. Schematically the cash flow looks like this Thus you put your time into your work which gives you a wage income that is used to pay for stuff that goes back to you.People with a credit score can […]
Cash flow diagrams for the poor, the middle class, and the investor class
Man saves tens of thousands of dollars just by thinking
In these trying economic times, there’s a growing movement of people who are saving thousands and thousands of dollars every year just by thinking. “I never thought about it before,” John, 32, says, ironically, “But it’s amazing how much money you can save when you think about it. For example, the other day, I was […]
A second list of books
Here is the a second list of books to peruse. I made the first list some time ago which proved popular. (None of these books are rare. I can get all of them via interlibrary.) The Education of Henry Adams Many autobiographies are of the “then I did this, then I did that” variety. There […]
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Most popular posts
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Manifesto
How I became financially independent in 5 years
How I live on $7,000 per year
Can I retire young? Why so few succeed
My list of financial freedom books
A startup curriculum for finance, economics, and investing
My 4 hour work week
How little do you need to retire? Cash flow diagrams for the poor, the middle class, and the investor class
Stranger in a strange land The minimalist kitchen Myths and the future
How to live out of a suitcase
21 day makeover
- Welcome to boot camp!
Here's some simple steps to get in shape to start the ERE journey. Day 1: Finding a place to live Day 2: Decluttering and managing stuff Day 3: Grocery shopping Day 4: Drop the cell phone plan Day 5: Find a free hobby Day 6: Clothes Day 7: Going car free Day 8: Get engaged! Day 9: Budgeting Day 10: Calculating net worth Day 11: Connecting your stuff with your neighbors Day 12: Establishing a savings account Day 13: Insurance Day 14: Investing for early retirement – Part 1 Day 15: The first two weeks of the make over Day 16: The stuff you actually keep and use Day 17: Maintaining and repairing things Day 18: Join a challenge Day 19: Getting rid of your TV (addiction) Day 20: Own classics Day 21: Investing for early retirement – Part 2
Post graduation work
- The journey never ends. Here's some inspiration for those who already internalized the ERE principles and want to advance and connect with likeminded people
Facing the future The skill ratchet The hypercompetence loop Resolving the Meta-Crisis With Emergent Movements and Post-Consumerist Praxis (Stoa2 talk) Emergent Renaissance Ecology subforum