If you're new here, this blog will give you the tools to become financially independent in 5 years on a median salary. The wiki page gives a good summary of the principles of the strategy. The key to success is to run your personal finances much like a business, thinking about assets and inventory and focusing on efficiency and value for money. Not just any business but a business that's flexible, agile, and adaptable. Conversely most consumers run their personal finances like an inflexible money-losing anti-business always in danger of losing their jobs.
Here's almost a thousand online journals from people, who are following the ERE strategy tailored to their particular situation (age, children, location, education, goals, ...). Increasing their savings from the usual 5-15% of their income to tens of thousands of dollars each year or typically 40-80% of their income, many accumulate six-figure net-worths within a few years.
Since everybody's situation is different (age, education, location, children, goals, ...) I suggest only spending a brief moment on this blog, which can be thought of as my personal journal, before looking for the crowd's wisdom for your particular situation in the forum journals.
If you enjoy the blog, also consider the book which is much better organized and more complete. You can read the first chapter for free, listen to the preamble, or see the reviews (1,2,3,4,5,6,7,8,9, A,B,C,D,E,F,G,H,I,J,K,L,M,N,O,P,Q,R,S,T,U,V,W,Z). Subscribe to the blog via email or RSS. Get updates on the facebook page, join the forums, and look for tactics on the ERE wiki. Here's a list of all the ERE blog posts.
This is probably a long shot, but I’m lookingno longer looking for
- A book cover designer, who can deliver a pdf file to spec (size and resolution).
who is also a
- Long time reader/knows what this blog is about.
I will probably be able to do it myself eventually, but I suspect it will be better to outsource this particular task. I am willing to pay $(*). The reason/requirement for long time reader is that such one would probably have a good idea of what the blog/book is about and I wouldn’t have to try to summarize what I want in a short paragraph.
If you think you’re it, shoot me a mail (jacob @ ea…. go figure 🙂 ).
Recommendations are ok too.
(*) To put things in perspective. I probably spent over 2000 hours writing the book (but let’s just say 2000 hours for arguments sake) and I will be pleased if I make $2000 in royalties. Obviously this is not a project that can reasonably pay $500 for the cover. Think of it not exactly as non-profit but at least as low-profit. It is very different from a “big five” book with a $30,000 budget. It may be that this means that it is priced out of the designer market. However, note that the book is focused already. It does not need to capture someone’s eye. It does not need to stand out. It just needs to look decent.